Usually, an employee who is hurt on the job is limited to pursuing benefits available under Tennessee’s workers’ compensation laws. These benefits include temporary disability, permanent disability, and medical benefits, but no compensation is provided for the worker’s pain and suffering or other non-economic damages.
There are a few exceptions to this general rule, however, including third-party lawsuits in cases in which the negligence of someone other than the employer may have caused or contributed to the worker’s injuries or death. A “textbook example” of this occurs when a delivery driver is hurt in a car wreck in which another motorist is at fault.
Another situation in which an injured worker has options other than workers’ compensation is when that worker is employed in a particular type of work covered by other laws, such as in a railroad injury case.